Research Today’s West Virginia Mortgage Rates

Rustic home with metal roof.From the tall mountains and low valleys of the Allegheny Mountain Ranges in the Potomac Highlands region to the snaking white water of the State’s many rivers, West Virginia boats some of the most beautiful scenery in the United States. If you’re interested in purchasing or refinancing a home in West Virginia, you can use the rate table below to compare mortgage pricing from some of the State’s leading mortgage companies.

How the rate tables on work

Everyday we receive interest rate information from a third party provider. The mortgage rates, closing costs, and APR information provided in the table is submitted directly by the various mortgage lenders, brokers and banks. We are not responsible for the accuracy of the rates supplied by the financial institutions. Rates may vary for multiple reasons such as the type of properties being financed (i.e. stick built homes, condominiums, manufactured homes, etc), how the owners plan to occupy the property (i.e. owner occupied, second home, or investment property), or multiple of other reasons. You can use the product dropdown tool to navigate between various fixed rate (30,20,15, and 10 year) and adjustable rate solutions (3/1, 5/1, and 7/1 ARMs). You can also view jumbo mortgage rates by entering in a non-conforming loan amount in the relevant field in the survey. We encourage you to speak with multiple mortgage companies directly to verify whether or not you may qualify for the listed pricing.

Types of Transactions Available Through the Various Mortgage Companies in the Tables

  • Home Purchase Financing – All of the lenders offer financing assistance for buying most types of residential real estate (some exclusions may apply – i.e. manufactured homes, camps, co-ops, mixed use buildings, condotels, etc). Some of the brokers, lenders, and banks have low money down programs such as USDA rural housing loans, FHA mortgages, and VA loans which can be great fits for first time home buyers. Unfortunately, the company that supplies the data for the rate tables on does not collect pricing for these lower down payment products due to the number of pricing adjustments they have.
  • Mortgage Refinance Programs – You can see refi pricing by selecting “Refinance” from the drop down tool in the survey. The posted rates are for Rate and Term refinance; not cash-out refinances. Cash out refinances typically have pricing adjustments which will lead to slightly higher note rates and APRs.

Additional Places to Research Mortgage Companies Serving Buyers and Homeowners in West Virginia

West Virginia Credit Union League – Website
411 Cedar Grove Rd Parkersburg, WV 26104 PH: 304-485-4521

West Virginia Bankers Association – Website
120 Washington St Charleston, WV 25301 PH: 304-343-8838