Find a Virginia Mortgage Company for your Next Purchase or Refinance

Sunset over dock in VirginiaThe small main street towns, the larger cities of Richmond and Alexandria, the DC suburbs, towns nestled in the Blue Ridge Mountains, and those along the coast of the Atlantic and Chesapeake Bay all play a part in Virginia’s rich history. Each corner of the state offers wonderful places to live and own a home. When you’re ready to settle down in the State of Virginia, you can use the rate tables on to compare pricing from some of the most competitive mortgage lenders, brokers, and banks in the marketplace.

Using the rate table

The majority of the mortgage companies represented in the rate survey on this page offer a variety of fixed rate (10, 15, 20, and 30 year terms) and adjustable rate financing solutions (3/1, 5/1, and 7/1 ARMs) for 1-4 unit residential properties (i.e. single family homes, duplexes, triplexes, and quadraplexes). These mortgage companies typically allow properties to be used as primary residences, second homes (aka vacation homes), or investment properties (rental homes). Rates often vary by occupancy type so you’ll need to speak with the various lenders and brokers to make sure that you qualify for what they have posted. Rates may also vary of other reasons including the type of property being financed. For exmaple, interest rates for condos may have pricing adjustments when compared to stand-alone, stick built homes. Be sure to speak with the various home loan providers directly to make sure that you have an accurate idea of pricing for your unique scenario.

Other Places to Find Information on Virginia Mortgage Companies and Home Buyer Assistance Programs

Autumn on the Blue Ridge Parkway in VirginiaVirginia Association of Mortgage BrokersWebsite
P.O. Box 71197 Richmond, VA 23255 804-285-7557

Virginia Mortgage Lenders AssociationWebsite
638 Independence Parkway Suite 100 Chesapeake, VT 23320 PH: 757-473-2160

Virginia Credit Union LeagueWebsite
PO Box 11469 Lynchburg, VA 24506 PH: 800-768-3344

Virginia Housing Development AuthorityWebsite
601 South Belvidere St, Richmond, VA 23220 804-782-1986

Virginia Department of Housing & Community DevelopmentWebsite
Main Street Centre 600 East Main Street, Suite 300, Richmond, VA 23219 804-371-7000

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