Shopping for Low South Dakota Mortgage Rates

Badlands in South DakotaIf you’re searching for some of the lowest South Dakota mortgage rates, you’ve come to the right place! provides an outlet for consumers to research and compare mortgage rates and closing costs in the Great American West. South Dakota, where jagged edges meet blue skies, is loaded with American heritage. With a rich history of explorers and pioneers like Lewis & Clark and towns of the Old Wild West made famous by people like Wild Bill, if ever there is a place where the buffalo roam and the deer and the antelope play, South Dakota is it.

When you are ready to purchase a primary residence, investment property or refinance in this fine State, start your search for South Dakota mortgage rates and home loan programs with

Using the rate table

Mount Rushmore in South Dakota

The majority of the mortgage companies represented in the rate survey on this page offer a variety of fixed rate (10, 15, 20, and 30 year terms) and adjustable rate financing solutions (3/1, 5/1, and 7/1 ARMs) for 1-4 unit residential properties (i.e. single family homes, duplexes, triplexes, and quadraplexes). These mortgage companies typically allow properties to be used as primary residences, second homes (aka vacation homes), or investment properties (rental homes). Rates often vary by occupancy type so you’ll need to speak with the various lenders and brokers to make sure that you qualify for what they have posted. Rates may also vary of other reasons including the type of property being financed. For exmaple, interest rates for condos may have pricing adjustments when compared to stand-alone, stick built homes. Be sure to speak with the various home loan providers directly to make sure that you have an accurate idea of pricing for your unique scenario.

Other Outlets to Research South Dakota Mortgage Companies and Buyer Assistance Programs

South Dakota Housing Development Authoritywebsite
3060 E. Elizabeth St. Pierre, SD 57501 PH: 605-773-3181

South Dakota Mortgage Bankers Associationwebsite
PO Box 1081 109 West Missouri Ave Pierre, SD 57501 PH: 800-726-7322

Credit Union Association of the Dakotaswebsite
2005 North Kavaney Dr Bismarck, ND 58507 PH: 701-258-5760

Put on Your Learning Cap