Shop for PA Mortgage Rates & Home Mortgage Information

Nice suburban home in PennsylvaniaFrom the rolling hills of Pittsburgh to the coastal plain of Philadelphia, we provide a platform for home buyers and homeowners to search for some of the lowest Pennsylvania mortgage rates in the country. You can also use this site to learn about the various Pennsylvania home loan products advertised by the mortgage banks, brokers, and lenders in the rate table.

Whether you are looking to refinance a townhouse in the capital city of Harrisburg, buy your dream home near PSU in State College, or purchase a vacation beach house along Lake Erie, start your home financing research using the tools and resources on

Types of properties financed by the lenders and brokers in the rate tables

River winding through valley in Pennsylvania.The majority of the mortgage companies in the rate table on this page offer residential home loan assistance for stand-alone stick built homes, condos and townhomes, and many types of modular homes. Some even finance mobile homes but the pricing that is displayed is not for manufactured homes. Rates may vary by the type of property being financed. For example, many lenders have negative pricing adjustments for condominiums and mobile homes.

Pricing may also vary for other reasons such as how the borrower plans on using the property. Those looking to finance a primary residence will likely find better rates than what is available for financing second/vacation homes or investment properties. To view different fixed rate (30,20,15, and 10 year) and adjustable rate (3/1, 5/1 and 7/1 ARMs) use the product selection tool in the rate table. You can also see pricing for jumbo loans by typing in your loan amount in the relevant field. Contact the various mortgage companies directly to learn more about their rates and programs.

Other places to research mortgage companies and home buying assistance programs in the State of Pennsylvania

Pennsylvania Department of Bankingwebsite
Harrisburg PH: 717-787-2665

Mortgage Bankers Association of PAwebsite
PH: 888-739-9991

PA Association of Mortgage Brokers – website
3800 Market Street Camp Hill, PA 17011 PH: 717-737-2117

Pennsylvania Credit Union Associationwebsite
4309 North Front Street Harrisburg, PA 171
10 PH: 717-234-3156

Pennsylvania Housing Finance Agencywebsite
211 N Front St Harrisburg, PA 17101 PH: 717-780-3800

Types of Fixed Rate Mortgages Posted in the Rate Tables and Why to Consider Each One

  • 30 Year Fixed Rate Mortgages – Most popular option in today’s marketplace. Loan is amortized over the course of 30 years (360 months) which keeps monthly principal and interest payments lower than shorter term fixed rate solutions. Interest paid over the life of the loan will be considerably higher than 10, 15, and 20 year financing products.
  • 20 Year Fixed Rate Mortgages – Repayment is made over 20 years (240 months). Can be a good option for people who are worried about committing to the higher payments associated with 15 year mortgages but do not want to take on the longer repayment period and higher interest of a 30 year home loan.
  • 15 Year Fixed Rate Mortgages – Second most popular fixed rate product after 30 year financing. Repaid over 15 years (180 months). Note rates are usually lower than what a home buyer or homeowner would get with a 30 or 20 year mortgage. On the flipside, monthly payments are higher as the repayment period is cut in half. Interest savings can be significant when measured against longer term fixed rate products.
  • 10 Year Fixed Rate MortgagesShortest fixed rate mortgage program advertised in the rate tables. For those who can afford higher monthly payments, 10 year fixed rate financing can lead to considerable interest savings versus 30, 20, and 15 year home loans.