Compare Ohio Mortgage Rates, Fees, and APR Information from Competing Companies

Covered bridge in Olmstead, OhioSome of the largest banks and mortgage companies in the United States call Ohio home. At, we provide a platform where home buyers and homeowners can compare mortgage rates and connect with some of the State’s leading mortgage companies. Whether you live near Lake Erie in Cleveland, up in the hills around Cincinnati, or the rural plains in the middle of the state, you can likely find a lender or broker to assist you with your home financing needs using the tools and resources on this site. Simply review the rate table below and contact the various mortgage companies to confirm pricing and to see you may qualify.

Using the rate table

The majority of the mortgage companies represented in the rate survey on this page offer a variety of fixed rate (10, 15, 20, and 30 year terms) and adjustable rate financing solutions (3/1, 5/1, and 7/1 ARMs) for 1-4 unit residential properties (i.e. single family homes, duplexes, triplexes, and quadraplexes). These mortgage companies typically allow properties to be used as primary residences, second homes (aka vacation homes), or investment properties (rental homes). Rates often vary by occupancy type so you’ll need to speak with the various lenders and brokers to make sure that you qualify for what they have posted. Rates may also vary of other reasons including the type of property being financed. For exmaple, interest rates for condos may have pricing adjustments when compared to stand-alone, stick built homes. Be sure to speak with the various home loan providers directly to make sure that you have an accurate idea of pricing for your unique scenario.

Find other outlets to research mortgage companies and home buyer assistance programs in the State of Ohio

View of Columbus Ohio at dusk.

Ohio Association of Mortgage Professionalswebsite
5945 Wilcox Place Suite C Dublin OH 43016 PH: 614-419-3323

Ohio Mortgage Bankers Associationwebsite
30200 Detroit Road Westlake, OH 44145-1967 PH: 440-899-0010

Ohio Credit Union Leaguewebsite
10 West Board Street Suite 1100 Columbus, OH 43215 PH: 800-486-2917

Ohio Commerce Division of Financial Institutionswebsite
77 South High Street, 21st Floor Columbus, OH  43215-6120 PH: (614) 728-8400

Ohio Finance Agency – First Time Buyer Programs – website
57 East Main Street Columbus, Ohio 43215 PH: 888-362-6432

Popular Mortgage Programs Offered By Companies in the Rate Tables

  • Fixed Rate Mortgages – Rates stay fixed for the lives of the loans. Most popular options are 30 and 15 year home loans but are also available in 20 and 10 year terms.
  • Adjustable Rate Mortgages – These loans often have low introductory rates which remain in place for a set number of years. Most lenders offer adjustable rate mortgages with 3, 5, 7, and 10 year introductory rate periods. After the introductory rate periods end, rates then adjustable up or down based upon the loans’ margins, caps, and the indexes which the loans are tied to.
  • Jumbo Loans – You can find jumbo mortgage pricing in the rate tables by typing in a corresponding loan amounts. Jumbo loans are used to finance loan amounts which exceed areas’ conforming loan limits. Many lenders offer jumbo loans in 30 and 15 year fixed rate terms as well as several adjustable rate options.
  • FHA Loans – FHA mortgages are low down payment home loans which are available through lenders approved by the Federal Housing Administration. FHA pricing may not be on display in the tables at this time. You may need to contact the various mortgage companies directly to see if they’re offering FHA financing.