If you are in the market for a great deal on your next Nevada mortgage, kick off your search right here at ForTheBestRate.com. Whether you are looking for an investment property mortgage for a rental in Las Vegas, a home equity line of credit to update your home in Spring Valley, mortgage refinance rates for your townhouse in Black Mountain in Henderson, or a purchase loan for a property in ”the biggest little city in the world” in downtown Reno, Nevada home financing assistance is only a click away.
Nevada has experienced tremendous growth in the past 20 years due in part to its thriving economy, sunny weather and dramatic landscape. Whether you live in one of the state’s largest cities such as Henderson, Las Vegas, Sunrise Manor, or Carson City, or in a rural community in White Pine, Humbolt or Churchill Counties, you can connect with some of the State’s leading mortgage lenders and brokers to help you buy or refinance a piece of residential real estate in your community using the tools and resources on this site.
How the rate tables on ForTheBestRate.com work
Everday we receive interest rate information from a third party provider. The mortgage rates, closing costs, and APR information provided in the table is submitted directly by the various mortgage lenders, brokers and banks. We are not responsible for the accuracy of the rates supplied by the financial institutions. Rates may vary for multiple reasons such as the type of properties being financed (i.e. stick built homes, condominiums, manufactured homes, etc), how the owners plan to occupy the property (i.e. owner occupied, second home, or investment property), or multiple of other reasons. You can use the product dropdown tool to navigate between various fixed rate (30,20,15, and 10 year) and adjustable rate solutions (3/1, 5/1, and 7/1 ARMs). You can also view jumbo mortgage rates by entering in a non-conforming loan amount in the relevant field in the survey. We encourage you to speak with multiple mortgage companies directly to verify whether or not you may qualify for the listed pricing.
Other outlets to research Nevada mortgage companies and home buyer down payment assistance options
Southern NV Regional Housing Authority – website
340 N 11th Street Las Vegas, NV 89101 PH: 702-922-6800
Nevada Rural Housing Authority – website
3695 Desatoya Drive Carson City, Nevada 89701 PH: 775-887-1795
Nevada Housing Division – website
7220 Bermuda Road Suite B Las Vegas, NV 89119
Nevada Division of Mortgage Lending – website
7220 Bermuda Rd Suite A, Las Vegas, NV 89119 (702) 486-0780
Nevada Mortgage Bankers Association – website
PO Box 60298 Las Vegas, NV 89160
Nevada Association of Mortgage Professionals – website
1020 Wigwam Parkway Henderson, NV 89014 PH: 702-932-6300
Nevada Credit Union League – website
2855 East Guasti Road Suite 600 Ontario, CA 91761 PH: 800-472-1702
Popular Mortgage Programs Offered By Companies in the Rate Tables
- Fixed Rate Mortgages – Rates stay fixed for the lives of the loans. Most popular options are 30 and 15 year home loans but are also available in 20 and 10 year terms.
- Adjustable Rate Mortgages – These loans often have low introductory rates which remain in place for a set number of years. Most lenders offer adjustable rate mortgages with 3, 5, 7, and 10 year introductory rate periods. After the introductory rate periods end, rates then adjustable up or down based upon the loans’ margins, caps, and the indexes which the loans are tied to.
- Jumbo Loans – You can find jumbo mortgage pricing in the rate tables by typing in a corresponding loan amounts. Jumbo loans are used to finance loan amounts which exceed areas’ conforming loan limits. Many lenders offer jumbo loans in 30 and 15 year fixed rate terms as well as several adjustable rate options.
- FHA Loans – FHA mortgages are low down payment home loans which are available through lenders approved by the Federal Housing Administration. FHA pricing may not be on display in the tables at this time. You may need to contact the various mortgage companies directly to see if they’re offering FHA financing.