See Today’s Montana Mortgage Rates & Closing Costs from Competing Lenders and Brokers

Wheat fields in MontanaWhether you need a 30 year fixed rate mortgage for a new home in Billings, a jumbo loan for a stunning lakefront home on multiple acres in Helena, or a 5/1 ARM for your impressive architectural masterpiece on the hills of Great Falls, make sure you start your search at

The majority of the mortgage companies represented in the rate survey on this page offer a variety of fixed rate (10, 15, 20, and 30 year terms) and adjustable rate financing solutions (3/1, 5/1, and 7/1 ARMs) for 1-4 unit residential properties (i.e. single family homes, duplexes, triplexes, and quadraplexes). These mortgage companies typically allow properties to be used as primary residences, second homes (aka vacation homes), or investment properties (rental homes). Rates often vary by occupancy type so you’ll need to speak with the various lenders and brokers to make sure that you qualify for what they have posted. Rates may also vary of other reasons including the type of property being financed. For exmaple, interest rates for condos may have pricing adjustments when compared to stand-alone, stick built homes. Be sure to speak with the various home loan providers directly to make sure that you have an accurate idea of pricing for your unique scenario.

Additional outlets for research Montana mortgage companies and home buyer assistance programs

Looking over Grinnell Lake toward Angel Wing Mountain in Glacier National Park, MontanaMontana Department of Bankingwebsite
301 South Park Suite 316 Helena, MT 59620 PH: 406-841-2920

Montana Credit Union Networkwebsite
101 N Rodney Helena, MT 59601 PH:404-442-9081

Montana Department of Commerce – SCORE ADVANTAGE Down Payment Assistance Programwebsite
301 S Park Ave Room 240 Helena MT 59601

Missoula Housing Authoritywebsite
1235 34th Street Missoula, MT 59801 PH: 406-549-4113 PH: 406-841-2840

Home CHOICE Coalition – Education and pre-purchase counseling – website
616 Helena Avenue, Suite 305 Helena, MT 59601 PH: 406-449-3120

Some Popular Questions Related to Mortgage Financing