Massachusetts Mortgage Rates & Home Loan Comparison Shopping

Nice home in the suburbs.Whether your home is located along Cape Cod, in downtown Boston, or in a quaint small mountain town in Western Mass, you can research Massachusetts home loans for your property at using the tools and resources on

Types of properties financed by the lenders and brokers in the rate tables

The majority of the mortgage companies in the rate table on this page offer residential home loan assistance for stand-alone stick built homes, condos and townhomes, and many types of modular homes. Some even finance mobile homes but the pricing that is displayed is not for manufactured homes. Rates may vary by the type of property being financed. For example, many lenders have negative pricing adjustments for condominiums and mobile homes. Pricing may also vary for other reasons such as how the borrower plans on using the property. Those looking to finance a primary residence will likely find better rates than what is available for financing second/vacation homes or investment properties. To view different fixed rate (30,20,15, and 10 year) and adjustable rate (3/1, 5/1 and 7/1 ARMs) use the product selection tool in the rate table. You can also see pricing for jumbo loans by typing in your loan amount in the relevant field. Contact the various mortgage companies directly to learn more about their rates and programs.

Want more information? Check out the following outlets for additional information on MA mortgage companies and home buying assistance programs

Boston town house with intricate iron work.Massachusetts Affairs and Business Regulation – Division of Bankswebsite
1000 Washington Street, 10th Floor Boston, MA 02118-6400 PH: (617) 956-1500

Massachusetts Mortgage Bankers Associationwebsite
21 School Street 2nd Floor Boston, MA 02108 PH: 617-570-9114

Massachusetts Mortgage Associationwebsite
92 High Street Unit T-41C Medford, MA 02155 PH: 781-393-9400

Massachusetts Credit Union Leaguewebsite
845 Donald Lynch Blvd Marlborough, MA 01752 PH: 508-481-6755

Massachusetts Housing Finance Agencywebsite
1 Beacon Street Boston, MA 02108 PH: 617-854-1000

Boston Housing Authoritywebsite
52 Chauncy Street Boston, MA 02111 617-988-4130

Hud’s list of Massachusetts homeownership assistance programs by state, region, and community – more information

Types of Transactions Available Through the Various Mortgage Companies in the Tables

  • Home Purchase Loans – All of the lenders offer financing assistance for buying most types of residential real estate (some exclusions may apply – i.e. manufactured homes, condotels, etc). Some of the brokers, lenders, and banks have low money down programs such as USDA rural housing loans, FHA mortgages, and VA loans which can be great fits for first time home buyers. Unfortunately, the company that supplies the data for the rate tables on does not collect pricing for these lower down payment products due to the number of pricing adjustments they have.
  • Mortgage Refinancing Solutions – You can see refi pricing by selecting “Refinance” from the drop down tool in the survey. The posted rates are for Rate and Term refinance; not cash-out refinances. Cash out refinances typically have pricing adjustments which will lead to slightly higher note rates and APRs.