Compare Maine Mortgage Rates & Closing Costs

Leaves changing colors in the mountains.Whether you are looking for a home in the state’s largest city, Portland, or along the rocky coastline near Acadia, or nearby one of the sparkling lakes of Central Maine, believes that all Maine home buyers and homeowners deserve a great deal on their Maine mortgages.

Everday we receive interest rate information from a third party provider. The mortgage rates, closing costs, and APR information provided in the table is submitted directly by the various mortgage lenders, brokers and banks. We are not responsible for the accuracy of the rates supplied by the financial institutions. Rates may vary for multiple reasons such as the type of properties being financed (i.e. stick built homes, condominiums, manufactured homes, etc), how the owners plan to occupy the property (i.e. owner occupied, second home, or investment property), or multiple of other reasons. You can use the product dropdown tool to navigate between various fixed rate (30,20,15, and 10 year) and adjustable rate solutions (3/1, 5/1, and 7/1 ARMs). You can also view jumbo mortgage rates by entering in a non-conforming loan amount in the relevant field in the survey. We encourage you to speak with multiple mortgage companies directly to verify whether or not you may qualify for the listed pricing.

Maine is known for its scenery of jagged, rocky coastline scattered with numerous lighthouses, quiet fishing villages, and low rolling mountains. Away from the coast, residents enjoy beautiful sparkling lakes, clear rushing rivers, ample green forests and some of the largest mountains on the East Coast. The diverse landscape influences the Maine real estate market offering homebuyers everything from low country style homes with wrap-around porches, to oceanfront condos in the bays and coves, to magnificent lakefront homes and cottages. Whether you need an investment property loan, a traditional 30 year fixed rate loan or an adjustable rate mortgage, you can search for the program to meet your Maine mortgage needs at

If you’re interested in researching Maine mortgage companies and home buyer assistance programs through a variety of outlets, check out some of the following sites:

Lighthouse in Maine

Mortgage Bankers Association of Mainewebsite
116 Queen St Gorham, ME 04038 PH: 207-233-1919

Maine Bureau of Financial Institutionswebsite
36 State House Station Augusta, Maine 04333-0036 PH: 800-965-5235

Maine Credit Union League – website
2 Ledgeview Drive Westbrook, ME 04092 PH: 207-773-5671

Maine State Housing Authority – website
They offer a variety of fixed rate programs with down payment and closing costs assistance options.
353 Water Street Augusta, ME 04330 PH: 207-626-4633

Brunswick Housing Authority – website
12 Stone Street Brunswick, ME 04011 PH: 207-725-8711

Portland Housing Authority – website
14 Baxter Blvd Portland, ME 04101 PH: 207-773-4753

Stanford Housing Authority website
114 Emery Street Sanford, ME 04073 PH: 207-324-6747

Some Popular Questions Related to Mortgage Rates