Today’s Kentucky Mortgage Rates & Closing Costs from Competing Companies

Nice home on suburban would like to welcome visitors from the Commonwealth of Kentucky. Home to over four million lucky residents, Kentucky’s unbridled spirit is evident from the Western Waterlands to Daniel Boone Country. Across the Cumberland Plateau in the east, up to the Bluegrass region in the north-central part of the state, to the Pennyroyal Plateau and the Western Coal Fields in the west, Kentucky is a truly diverse state. That diversity spills over into the real estate market as well. It does not matter if you are a first time home buyer purchasing a home in Owensboro or a seasoned real estate investor buying a rental property in Covington, you can use this site to research current mortgage pricing and explore different financing solutions to meet your individual needs.

To get started, use the rate comparison table below to check current Kentucky mortgage rates from competing lenders. You can choose to search for purchase or refinancing rates, as well as different types of home loans. For detailed information on the various rate quotes, you’ll need to contact each lender directly.

Using the rate tables on to research rates and products

With’s handy rate comparison tables, you can find interest rate, closing cost, and APR information on many popular home loan programs available in today’s marketplace. Information on Kentucky home loan costs are supplied by a third party provider and are submitted on a daily basis by the individual mortgage companies. You can use the survey’s product selection dropdown tool to review pricing for the various programs including:

  • Fixed rate mortgages – 30,20, 15, and 10 year mortgages
  • Adjustable rate mortgages (ARM) – 3/1, 5/1, and 7/1 ARMs
  • Interest only loans (IO) – 3/1, 5/1 and 30 Year IO
  • Jumbo loans – You’ll need to adjust the loan amount in the survey to non-conforming levels in order to view current jumbo mortgage rates.

Please note that rates may vary for multiple reasons including a borrower’s credit score, the type of property being financed (single family, multi-family, primary residence, investment property, etc.). Please contact the various mortgage companies directly for the most accurate Kentucky rate quotes.

Kentucky Relocation Resources

hand holding up set of keysAre you moving to Kentucky from another state? Here are a few helpful links you may want to bookmark for future reference:

Kentucky – Relocation Guide
License and registration information for new residents, as well as helpful links to various relocation resources.

Find Kentucky Real Estate on
Search by city, zip code, neighborhood or MLS info.

Louisville Relocation Services from Rainy, Jones & Shaw Realtors
Relocation and corporate services, including newcomer information, community and school tours, cost of living reports, and more.

Lexington Relocation Services
Find temporary or executive housing, fully furnished apartments and more.