Compare Iowa Mortgage Rates & Research Home Loan Solutions

Nice colonial home in wooded lot.

If you are looking for some of the lowest Iowa mortgage rates, start your search with the mortgage lenders and brokers listed at Whether you are looking to purchase a home in the capital city of Des Moines, refinance an existing home in Cedar Rapids, or invest in rental property close to the University of Iowa, we believe you deserve a great deal on your next Iowa home loan.

Types of properties financed

Most of the mortgage companies listed in the rate table below offer residential home loan assistance for stand-alone stick built homes, condos, townhomes, and modular homes. Some even finance mobile homes but you will need to contact the lender or broker for details.

Rates may vary by the type of property being financed. For example, many lenders set higher interest rates for condominiums and mobile homes. Pricing may also vary for other reasons such as how the borrower plans on using the property. Those looking to finance a primary residence will likely find better rates than what is available for financing vacation homes or investment properties. To view different fixed rate (30,20,15, and 10 year) and adjustable rate (3/1, 5/1 and 7/1) mortgages, use the product selection tool in the rate table. You can also see pricing for jumbo loans by typing in your loan amount in the relevant field. Contact the various mortgage companies directly to learn more about their rates and programs.

Iowa USDA Loans – Zero Money Down

young family sitting in front lawnIf you’re searching for a home mortgage program that is affordable and requires no money down, talk to your lender about qualifying for a USDA Rural Housing loan. With USDA loans, eligible borrowers can finance select properties that are located in designated rural areas. USDA loans typically have low interest rates, and with a zero money down option, it can be one of the most affordable home loan options available. Keep in mind that because this is a special type of home financing, you should contact lenders or brokers directly to receive information on this programs rates and terms. Also note that not every mortgage company offers USDA mortgages. Contact different companies you find on to request information and compare rates.

Iowa Mortgage and Housing Resources

Iowa Mortgage Association
(800) 800-2353
8800 NW 2nd Ave PO Box 6200 Johnston, IA 50131

Iowa Mortgage Bankers Association
(515) 286-4398
418 Sixth Ave Suite 403 Des Moines, IA 50309

Iowa Association of Mortgage Brokers / Professionals
(515) 210-4675
4949 Westown Pkwy Ste 165-111 West Des Moines, IA 50266

Iowa Credit Union League
(800) 860-6180
41500 NW 118th Street Des Moines,Iowa 50325

Des Moines Housing Services
100 E Euclid Avenue
Des Moines, IA 50309
(515) 323-8950

Central Iowa Regional Housing Agency
1201 SE Gateway Drive
Grimes, IA 5011
(515) 986-1882

Eastern Iowa Regional Housing Authority
7600 Commerce Park
Dubuque, IA 52002
(563) 556-4166

Southeast Iowa Regional Housing Authority
218 N 3rd Street, Suite 311
Burlington, IA 52601
(319) 753-5109

Iowa City Housing Authority
410 E Washington St
Iowa City, IA 52240
(319) 356-5000

HUD in Iowa – Research Iowa housing information through the Department of Housing and Urban Development.