Where to Find Mobile Home Loans for Single and Double Wides

A couple of people out for a walk in the woods.

Looking to get out to the country! Here you’ll find information on lenders offering manufactured home financing solutions on both owned and leased land.

In today’s financial marketplace many lenders have decided to not participate in mobile home financing. Why?  There are likely multiple reasons but the greatest one is likely due to how quickly manufactured homes can depreciate in value when compare to most stick built homes.

There are still some companies out there that will finance single and double wide mobile homes and possibly even allow for a cash-out mobile home loan transaction. Some lenders such as American Financial Resources (see below) offer FHA mobile home financing solutions which may require a slightly lower down payment than one might find through a non-approved FHA lender. Below you’ll find information on a number of mortgage companies we were able to track down who offer financing assistance for manufactured homes on both owned and leased land.

For Manufactured Homes On Owned Land

American Financial Resources (aka AFR Mortgage)
They are a national mortgage lender based out of Parsippany, NJ who offer a low money down FHA mobile home product for double wide manufactured homes on owned land. – 800-316-9508 NMLS#2826

21st Mortgage
This is a Berkshire Hathaway Company that was founded by previous VP’s of Vanderbuilt Homes and Clayton Homes. They work directly with the public, as a wholesale lender, and with major retailers such as American Homestar. You can reach them at 800-955-0021.

For Mobile Homes On Leased Land

Mountainside Financial
Looking for financing for a double wide on leased land? Moutainside Financial might be the right fit. They have offices in Colorado and Vermont and assist borrowers in a broad footprint. 877-475-6852

JCF Lending Group
Offers double wide mobile home loans in parks and leased lot communities. They can also finance manufactured homes on private land as long as they are not tied together by deed. For more information, call 866-967-0143.

Other Double Wide Manufactured Housing Resources

You can start researching HUD’s single wide mobile home loan guidelines on the US Department of Housing & Urban Development’s web site.

If you are a lender that offers double wide mobile home loans and would like to be listed on this page, please call 910-547-6910 for listing details.

Best of luck finding a great deal on your next mortgage.