Search For Arkansas Mortgage Rates & Low Fees

Home in the country.

From the Ozarks and Quachita Mountains to the eastern lowlands along the Mississippi River, Arkansas is truly a great place to call home. If you are conducting a search for some of the lowest Arkansas mortgage rates available, then you have come to the right place. offers home loan information from competing mortgage companies serving the state. Whether you are shopping for a VA loan for a townhouse in Fort Smith, an investment property loan for a multi-family property in Fayetteville, a traditional fixed rate mortgage for a retirement property in luxurious Hot Springs, or a home equity loan to remodel your kitchen in Pine Bluff, your Arkansas mortgage rate search begins here.

Feel free to contact a few of these lenders and brokers to get more information on points, fees and home loan products. From FHA loans to jumbo mortgages and just about anything else in between, the lenders listed below will most likely have a home financing program to suit your needs and budget.

Types of properties financed by the lenders and brokers in the rate tables

The majority of the mortgage companies in the rate table on this page offer residential home loan assistance for stand-alone stick built homes, condos and town homes, and many types of modular homes. Some even finance mobile homes but the pricing that is displayed is not for manufactured homes. Rates may vary by the type of property being financed. For example, many lenders have negative pricing adjustments for condominiums and mobile homes. Pricing may also vary for other reasons such as how the borrower plans on using the property. Those looking to finance a primary residence will likely find better rates than what is available for financing second/vacation homes or investment properties. To view different fixed rate (30,20,15, and 10 year) and adjustable rate (3/1, 5/1 and 7/1 ARMs) use the product selection tool in the rate table. You can also see pricing for jumbo loans by typing in your loan amount in the relevant field. Contact the various mortgage companies directly to learn more about their rates and programs.

Where Else to Turn for Arkansas Home Financing Information

Mortgage Bankers Association of Arkansas – site
Phone: (501) 778-9304
PO Box 1797
Benton, AR 72018

HUD – Arkansas – site
Little Rock Field Office
Phone: (501) 918-5700
425 West Capitol Avenue
Suite 1000
Little Rock, AR 72201

Arkansas Development Finance Authority – ADFA Down Payment Assistance Program – Website

Arkansas USDA loans – May be a good fit for middle and lower income borrowers looking to purchase homes with little to no money down – website

Some Popular Questions Related to Mortgage Rates

About Arkansas

Log home in the country

Known as “The Natural State,” Arkansas provides a diverse geography that is largely unspoiled. From the breathtaking Ozark Mountains to the lush forests of the Arkansas Timberlands to the agriculturally rich Arkansas Delta, this beautiful piece of America offers plenty of opportunity to enjoy nature in its many forms. For those who prefer to be entertained indoors, Arkansas will not disappoint. From high end shopping to fine dining to luxurious hot spring spas to thrilling casinos and more, Arkansas has something for just about everyone.

If you’re thinking of making Arkansas your permanent home, then you’ll be glad to know that home prices in the area are considerably more affordable than other states. According to, a popular real estate website, the median asking price for housing units in Arkansas was $53,100 as of July 2013. The national average was $89,600. (Be sure to speak with a qualified real estate agent to get the latest stats for your region, as these figures are subject to change).

For more information on Arkansas mortgages and to get quotes on today’s low mortgage rates, be sure to connect with one of the many lenders or brokers you find through our mortgage rate tables.