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Beginning Budgets

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Pros and Cons of Joint vs Separate Accounts for Couples

When you share your life with someone, you share a lot of responsibility – particularly when it comes to finances. Sharing your money with someone also takes a certain amount of trust. But whether you choose to collectively pool your money together or keep it separate, the choice is ultimately a personal decision that should...

Personal Finance

Smart Ways to Drop that C-Note

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In days gone by, having a $100 bill in your pocket meant something. The prospects for how to indulge just one piece of folding money with Mr. Franklin’s picture on...

Personal Finance

Low Cost Ways to Exercise

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If you’re trying to make good on your New Year’s resolution to exercise, but can’t justify those high-priced gym memberships, you should check out these bank account-friendly workouts: 1. Run...

Household Savings

Can You Save Money by Living in a Hotel?

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As the nation continues to work toward economic stability, more and more people are finding unique ways to save money. From “extreme couponing” to “dumpster diving,” people seem to be...

Household Savings

Saving Money in the Garden

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In the ongoing quest to operate a home on a budget it is also necessary to apply those efforts to goods and services for your home’s yard and garden areas....

Mortgage

Cons of Reverse Mortgages

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Although a reverse mortgage can be a highly beneficial financial choice for many seniors, it isn’t always the best choice for everyone. If you’re considering applying for a reverse mortgage,...

Real Estate

Great Apps for Homeowners

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Buying and maintaining a home takes work. It takes planning. It also takes organization and discipline. When you really think about it, the whole thing can seem pretty daunting. Thankfully,...

Household Savings

How to Become a Do-It-Yourselfer

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The more things you are able to do on your own, the more independent you will be. This is especially true in terms of financial independence. Although tackling some jobs...

Real Estate

Low Inventory Could Lead to Rise in Home Prices

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A recent report from the National Association of Realtors (NAR) indicates that shortages in the U.S. housing inventory will lead to stronger price gains, but fewer home sales. According to...

Personal Finance

Changing the Way You Shop

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It is possible to save money on items that are essential and on those that are not. What gets many people into trouble is impulse buying, even with necessary things...