From Wichita to Overland Park to Kansas City, or anywhere in the Sunflower State, ForTheBestRate.com is the place to go for your Kansas mortgage rate and program information. We strive to keep it simple so you can easily access a variety of topics in one place!
Using the rate table
The majority of mortgage companies represented in the rate survey below, offer a variety of fixed rate (10, 15, 20, and 30 year terms) and adjustable rate home financing solutions (3/1, 5/1, and 7/1 ARMs) for 1-4 unit residential properties (i.e. single family homes, duplexes, triplexes, and quadraplexes). These mortgage companies typically allow properties to be used as primary residences, second homes (a.k.a. vacation homes), or investment properties (rental homes). Rates often vary by occupancy type so you’ll need to speak with the various lenders and brokers to make sure that you qualify for the rate they have posted. Rates may also vary of other reasons including the type of property being financed. For example, interest rates for condos may have pricing adjustments when compared to stand-alone, stick built homes. Be sure to speak with the various home loan providers directly to make sure that you have an accurate idea of pricing for your unique scenario.
Begin your search for affordable Kansas mortgage solutions by entering your information below and comparing rates from competing lenders:
Kansas Mortgage Refinancing
If you’re interested in refinancing an existing Kansas mortgage, be sure to select “Refinance” from the drop down menu in the rate table above to compare refinancing rates from various lenders. With mortgage rates changing on a daily basis, if you see a good rate, don’t hesitate to contact the lender and find out more information.
Refinancing your Kansas mortgage can be a great way to reduce your monthly mortgage payment, pay off your loan sooner, or even consolidate debt. There are plenty of ways refinancing can be beneficial to homeowners, but every borrower’s situation is different – that’s why it’s important to shop around for rates and speak with a few different lenders to make sure the one you work with understand your needs and financial abilities.
A few refinancing ideas:
- Switching from an adjustable rate mortgage to a fixed rate loan can offer more security and predictability when it comes to payments.
- Refinancing from a 30 year home loan to a 15 year mortgage can help you pay off your home sooner and build equity faster.
- Cash-out refinancing is a popular choice for homeowners who need cash for major expenses like continuing education, major home improvements or paying off debt.