Hawaii Mortgage Rates and Program Information

Beach at sunset.Home prices in Hawaii are some of the steepest in the Nation making it even more important to make sure that you are getting one of the lowest Hawaii mortgage rates you can find. Whether you are considering purchasing a vacation condo overlooking Honolulu Harbor, refinancing your property on the ”Friendly Isle” of Molokai in Maui County, or need an investment property loan for your rental near the University of Hawaii in Manoa above Waikiki, make ForTheBestRate.com your source for researching low Hawaii mortgage rate information.

Find a diverse selection of home financing options for Hawaii home buyers and homeowners in the Mortgage Rate Table below. From traditional fixed rate mortgages to adjustable rate loan programs, the companies represented likely have your  home loan needs covered. Find the right mortgage product at a great rate. Call one of the mortgage companies listed below today to learn more.

Using the rate table

young woman surfing the web on her laptopThe majority of mortgage companies represented above offer a variety of fixed rate (10, 15, 20, and 30 year terms) and adjustable rate (3/1, 5/1, and 7/1 ARMs) financing solutions for 1-4 unit residential properties (i.e. single family homes, duplexes, triplexes, and quadraplexes). These mortgage companies typically allow properties to be used as primary residences, second homes (a.k.a. vacation homes), or investment properties (rental homes).

Rates often vary by occupancy type so you’ll need to speak with the various lenders and brokers to make sure that you qualify for the rate they’ve posted. Rates may also vary of other reasons including the type of property being financed. For example  interest rates for condos may have pricing adjustments when compared to stand-alone, stick built homes. Be sure to speak with the various home loan providers directly to make sure that you have an accurate idea of pricing for your unique scenario.

Hawaii Housing and Mortgage Resources

Hawaii Public Housing Authority
http://www.hcdch.hawaii.gov/
1002 North School Street
Honolulu, Hawaii 96817
808-832-5960

Hawaii Housing and Community Development
http://www.hawaii-county.com/directory/dir_housing.htm
50 Wailuku Drive
Hilo, HI 96720
808-961-8379

Hawaii Hosuing & Human Concerns
http://www.co.maui.hi.us/index.aspx?nid=117

2200 Main Street
One Plaza Bldg, Suite 546
Wailuku, HI 96793
808-270-7805

Kaua’i County Housing Agency
http://www.kauai.gov/Government/Departments/HousingAgency/tabid/87/Default.aspx
Piikoi Building
4444 Rice Street, Suite 330
Lihe’e, HI 96766
808-241-4444

HUD in Hawaii – Find helpful information from the Department of Housing and Urban Development.

Mortgage Bankers Association of Hawaii
Site: http://www.mbaa.org/roster/default.aspx?id=ros30367
Phone: (808) 539-7284
PO Box 4129
Honolulu, HI 96812-4129

Hawaii Association of Mortgage Brokers
Site: http://www.hambonline.com/
PO Box 1074
Honolulu, HI 96808