Category "Personal Finance"

Put down the credit card and turn off the Home Shopping Network. Let’s get to work and explore some ways to improve your personal financial position. From money saving tips and banking strategies to developing a budget and ditching wasteful habits, we’re kicking out some ideas to get you moving the right direction. Have something to add? We’re all ears.

Personal Finance

What is the Fiscal Cliff?

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The term “fiscal cliff” has become many things: a serious economic issue, a political football, and a cultural buzzword. Puzzling out what it actually means can be a daunting task,...

Personal Finance

I Just Spent $12.38 On Convenience Fees

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It’s the holiday season…full of festive decorations, fun times with family and friends, making memories and enjoying traditions…and the never ending to do list. At this time of year we...

Living

The Homeowner’s Guide to Holiday Tipping

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Whether or not to tip, in what way and how much, are questions many homeowners ponder over the holidays. In searching for answers to these questions, the best advice out...

Mortgage

Mortgage Check-Up Q & A

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As we near the end of 2012, we thought we’d take a few moments to review some of the questions users have sent into ForTheBestrate.com throughout the year. We hope...

Personal Finance

Is the Housing Market Recovering?

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All summer long, reports have been trickling in that the housing crisis is finally on the mend. Surely market data gathered from such reliable sources as the NAR, NAHB, FHFA,...

Mortgage

FICO Score Report – Consumer Credit Trends

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There appears to be some positive trends in consumer credit, as the percentage of U.S. citizens with FICO Scores between 800-850 reaches a post-recession high. According to a recent report...

Mortgage

Costco Now Marketing Mortgages to its Members

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Costco shoppers can buy gallons of ketchup, two-pound bags of potato chips, office supplies and now mortgages for their homes. The wholesale company has developed a full-service mortgage lending program...